Td Bank US Holding Company

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The TD Bank US Holding Company is ranked number fourteenth of the Top 50 Bank Holding Companies by the National Information Center of the United States Federal Reserve System, which lists the assets at $204,310,397. The present President and Chief Executive Officer is Mr. Bharat Masrani and the Executive Vice President of Finance and Chief Financial Officer is Mr. Stephen J. Boyle. The stock (NYSE:TD) ranged around $86 on Monday, March 26, 2012. The average daily volume ranged from 570,400 to 735,400 as of that date.

History of TD Bank US Holding Company

This bank had its beginnings in 1852 in Portland, Maine, as the Portland Savings Bank. It merged with several other banks and was Peoples Heritage Bank by 1983. Taking the name of Banknorth after acquiring more New England banks, it centered most of its acquisitions and mergers in states along the Atlantic Coast. TD Bank Group acquired enough shares in Banknorth to become the major shareholder, changed the name to TD Banknorth and later purchased it. The purchases of TD Banknorth and Commerce Bank were completed early in 2008. Their service area encompassed the Carolinas and Florida when TD Bank Group acquired The South Financial Group, Inc. late in 2010. In June of 2011, all branches became known as the TD Bank US Holding Company.

Canadian and U.S. Presence

The main corporate headquarters of the Toronto-Dominion Bank:

TD Tower
15th Floor
66 Wellington Street West
Toronto, ON M5K 1A2
Canada

There are two main banks in the U.S:

TD Bank USA Corporate Office Headquarters
Two Portland Square
Portland, ME 04112-9540
USA

TD Bank, N.A. New Jersey Office
1701 Route 70
East Cherry Hill, NJ 08034
USA

Other Locations in East Coast States

TD Bank
1000 Lafayette Boulevard Branch
Bridgeport, CT 06604

TD Bank, Constitution Square Branch
1275-A First Street, NE
Washington, DC 20002

TD Bank
125 State Street Branch
Albany, NY 12207

TD Bank, Airpark Branch
720 Northwest 57th Avenue
Miami, FL 33126

In the U.S., the bank has branches in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Jersey, New Hampshire, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia and Washington, DC.

Ratings of the TD Bank US Holding Company and Its Vital Statistics

Moody's has rated The Toronto-Dominion Bank at "AAA", the S&P and Fitch ratings are "AA-" and DBRS has rated it at "AA".

According to www.tdbank.com statistics

• total deposits are $164 billion
• total loans are $80 billion
• commercial business is $44 billion
• personal business is $36 billion
• there are 1,280+ retail stores
• there are 1,870+ ATMs
• there are eight million+ customers
• it employs over 26,000 people

Note: there are over 85,000 employees in its offices worldwide.

Bank Awards

Money Magazine named TD Bank as the "Best Regional Bank/East" in the summer of 2011 for several reasons. Most reasons included hours of service, low free checking requirements and special concessions for those 60 and over.

In 2012, IR Magazine recognized the bank with several awards:

Grand Prix for Best Overall Investor Relations: Large Cap
Best Investor Relations by Sector: Financial Services
Best Investor Relations by a CEO: Large Cap
Best Investor Relations by a CFO: Large Cap
Best Investment Community Meetings
Best Corporate Governance

Corporate Philosophy and Customer Advantages

One of the important reasons the bank is attractive to customers is the number of branches it maintains with most of its varied services available at each branch. It presently has 1313 branches on the East Coast making it easily accessible.

The bank also offers evening, Sunday and holiday hours. This is attractive to people working regular daytime shifts with weekends and holidays free.

Having free checking with a low $100 daily balance is also very attractive. Free money orders and bank checks for customers who are 60 or older is another big draw for certain customers.