Regions Financial Corporation

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The Regions Financial Corporation is a bank holding company which is ranked number 20 by the United States Federal Reserve System National Information Center's Top 50 Bank Holding Companies. This report lists total assets for the corporation of over $128.2 billion as of March 31, 2012, which is an increase of more than one billion over the total assets as of December 31, 2011.

History of Regions Financial Corporation

There were originally three banks, established in Alabama, that eventually became the core of this corporation. In 1856, Alabama chartered the First National Bank of Huntsville. Then, in 1871, the First National Bank of Montgomery opened for business. By 1928, the Exchange Bank opened shop in Birmingham. The Exchange Bank built a very modern bank building in Birmingham and modernized banking in that city by opening a drive-in teller window and a parking lot. The Exchange Bank and the Security Commercial Bank merged in 1957 and became the Exchange Security Bank that was to be the third bank of the multi-bank company.

These three banks became the first Alabama multi-bank in 1971, which was named the First Alabama Bancshares, Incorporated. Starting out with $543 million, by the end of 1974 the assets of the corporation were at $1.2 billion.

The years of 1981 and 1986 were important to the forming of what eventually became the Regions Financial Corporation as during this time Alabama allowed the formation of statewide banks and saw the passage of the interstate banking bill that allowed banks to cross state lines. The name change came in 1994 after several merges were accomplished and the bank holding company became a multi-state corporation.

Corporate Officers

• Earnest Deavenport, Chairman
• O. B. Grayson Hall, President, CEO and Director
• David Turner, SEVP and CFO

Corporate Head Office and Telephone Number
1900 Fifth Avenue North
Birmingham, Alabama 35203
Telephone Number 205-944-1300 or
Toll Free 800-734-4667

Corporate Statistics and Status

Regions Financial Corporation has branches in 16 states, with a total of 1777 branches. They have branches in:

• Alabama with 243 branches
• Arkansas with 100 branches
• Florida with 397 branches
• Georgia with 147 branches
• Iowa with 13 branches
• Illinois with 69 branches
• Indiana with 65 branches
• Kentucky with 16 branches
• Louisiana with 117 branches
• Missouri with 68 branches
• Mississippi with 146 branches
• North Carolina with 8 branches
• South Carolina with 36 branches
• Tennessee with 265 branches
• Texas with 84 branches
• Virginia with 3 branches

Regions Financial, as of May, 2011, was ranked number 293 in the Standard & Poor's 500 according to the corporate website www.regions.com.

The locations of some of Regions Financial Offices:

Alabama
Regions Bank, Andalusia Main Office
200 Church Street
Andalusia, AL 36420

Arkansas
Regions Bank, Arkadelphia Main Office
506 Main Street
Arkadelphia, AR 71923

Georgia
Regions Bank, Albany Main Office
333 Broad Avenue
Albany, Georgia 31701

Iowa
Regions Bank, Urbandale Branch
2851 86th Street
Urbandale, Iowa 50322

Illinois
Regions Bank, Main Office Facility
107 East Schuetz Street
Lebanon, IL 62254

Indiana
Regions Bank, Frankfort Main Branch
2 East Washington street
Frankfort, Indianna 46041

Tennessee
Regions Bank, Bristol Central Branch
840 State Street
Bristol, TN 37620

Company Ethos

The services offered by Regions Financial Corporation are based on the company mission and its "five core values" as stated on its website:

• do what is right
• put people first
• reach higher
• focus on your customer
• enjoy life.

The corporation aims to make banking more accessible with speech capabilities at many of their ATMs and the ability to use earphones. They also aim to promote small businesses and education to help people understand finances, sponsor activities and support the community with donations.